Terms of Service - Calculator Hub Calculators

Please read our terms carefully before using Calculator Hub calculators. By accessing our calculator services, you agree to these terms.

Last Updated: February 2026

1. What We Are

Calculator Hub is a free collection of education planning calculators and tools designed for high school and secondary students, parents, and educators in the USA, UK, and Australia. We are not a financial advisor, college/university counselor, or official educational institution.

2. Use of Our Tools

By using Calculator Hub, you agree to:

  • Use the calculators for personal, educational purposes only
  • Not use automated tools or bots to scrape our site
  • Not attempt to break, hack, or damage our website
  • Not copy and republish our content without permission
  • Respect that our tools are provided "as-is" for free

3. No Warranty or Guarantee

Our calculators are provided "as-is" without any warranty. We make no promises about accuracy, reliability, or fitness for any particular purpose. You use them at your own risk. Results are estimates based on data, not guarantees of actual outcomes.

4. Calculator Results Are NOT Professional Advice

Important: Our tools do NOT provide professional financial, academic, or admissions advice. You should:

  • Not rely solely on our results for major decisions
  • Consult official sources (colleges, FAFSA.gov, lenders, school counselors)
  • Verify all information with the appropriate institutions
  • Seek professional advice for specific situations

5. Our Calculators Explained

GPA Calculator

Estimates based on standard 4.0 scale. Your school may use different scales.

SAT/ACT Predictor

Estimates based on historical data. Your score may differ significantly.

College Admission Chance

Estimates based on public data only. Colleges consider many factors not in our calculator.

Financial Aid/Loan Calculators

Estimates only. Actual aid, costs, and loan terms vary by institution and individual circumstances.

6. Your Information & Privacy

See our Privacy Policy for details. In short: We do NOT collect your calculator inputs. Your data stays on your computer.

7. Limitation of Liability

Calculator Hub is not liable for any loss, damage, or incorrect decision made based on using our tools. We provide these calculators free of charge "as-is" without guarantees.

8. Changes to Terms

We may update these terms at any time. Your continued use means you accept the new terms.

9. Questions?

Have questions about our terms? Contact us anytime. We're happy to explain.